Inheritance Tax (IHT) Planning

Inheritance Tax (IHT) planning helps you manage your estate to ensure your loved ones benefit from your assets with minimal tax.

At Merchant & Co, we offer expert IHT planning services to make this process easier for you.

What is Inheritance Tax?

Inheritance Tax is a tax on the estate (property, money, and possessions) of someone who has passed away. If your estate exceeds a certain value, it may be subject to this tax.

Why is IHT Planning Important?

• Reduce Tax: Effective planning can lower the tax on your estate, leaving more for your beneficiaries.
• Protect Assets: Planning ahead helps protect your assets from being heavily taxed.
• Peace of Mind: Knowing your estate is managed efficiently provides peace of mind for you and your family.

Our IHT Planning Services

• Estate Valuation: We assess your estate's value to understand your potential tax liability.
• Gifting Strategies: We advise on tax-efficient ways to gift assets.
• Trusts: We help set up trusts to manage and protect your assets.
• Life Insurance: We recommend policies to cover potential tax liabilities.
• Regular Reviews: We review your plan regularly to keep it effective and up-to-date.

Why Choose Merchant & Co?

• Expertise: Our team has extensive knowledge of IHT regulations and strategies.
• Personalised Service: We provide advice tailored to your specific needs.
• Comprehensive Support: We offer full support from initial consultation to ongoing reviews.